Key Partner Straight answers about selling a house in Tennessee.
Written from 150+ houses bought across Middle Tennessee, for people working through a hard decision. Including the situations where selling to us is not your best move, because you deserve to know that too.
Guides by situation
You Inherited a House With a Reverse Mortgage: How the Clock Works in Tennessee
A reverse mortgage comes due when the borrower dies. Heirs are not personally liable, the 95 percent rule applies, and the clock runs about six months.
Read the guide →Do You Have a Right of Redemption After a Tennessee Foreclosure?
Tennessee law allows redemption after a foreclosure sale, but nearly every deed of trust waives it. What that means, and the rights you still have after.
Read the guide →Selling a House With Foundation Problems in Tennessee: Fix It First or Sell As Is?
Yes, you can sell a Tennessee house with foundation problems. What repairs cost, how buyers and lenders react, and the honest math on fixing vs selling as is.
Read the guide →How Selling a Fire-Damaged House Works in Tennessee
How to sell a fire-damaged house in Tennessee: the insurance claim, your three real options, why retail buyers cannot finance one, and how a cash sale works.
Read the guide →Can't Afford Your Mortgage After a Job Loss? A Tennessee Homeowner's Options
Lost your job and worried about the mortgage? Your Tennessee options in order, from servicer hardship programs and HUD counselors to selling with equity.
Read the guide →What It Costs to Clean Out a Hoarder House in Tennessee
Hoarder house cleanouts in Middle Tennessee run about $1,500 to $10,000. What drives the price, where hidden costs hide, and whether it pays before you sell.
Read the guide →What It Costs to Repair a House Before Selling in Tennessee
Real Middle Tennessee repair cost ranges for paint, floors, roofs, HVAC, and foundations, plus how to tell which repairs pay you back and which ones never do.
Read the guide →Can an Executor Sell a House in Tennessee? What You Can and Cannot Do
Yes, an executor can usually sell a Tennessee house, but only with letters testamentary and the right authority. What you can and cannot do, in plain steps.
Read the guide →Why Your Mortgage Payoff Is Higher Than Your Balance When You Sell
Your payoff quote came back higher than your loan balance. Here is what a Tennessee payoff statement includes, the per diem math, and how to check every line.
Read the guide →Relocating for Work: Should You Sell Your House or Rent It Out?
Sell or rent out your house when you relocate? The tax clock, the real landlord math, and an honest framework for deciding before the moving truck arrives.
Read the guide →What It Costs to Hold a Vacant Inherited House in Tennessee
Taxes, vacant home insurance, utilities, lawn care, and the repairs nobody plans for. The full monthly worksheet for an empty inherited house in Tennessee.
Read the guide →What Actually Happens at a Real Estate Closing in Tennessee
Contract to keys, step by step: earnest money, title search, payoffs, the settlement statement, what you sign, and exactly when your proceeds hit the bank.
Read the guide →Selling a Rental With a Tenant Still Living In It in Tennessee
You can sell a Tennessee rental with a tenant in place. Here is how the lease transfers, who your buyers are, notice and deposit rules, and what it costs.
Read the guide →Delinquent Property Taxes in Tennessee and How the Tax Sale Timeline Works
When Tennessee taxes go delinquent, how the county sues and sells, how long you have to redeem, and the options that keep the house before it gets that far.
Read the guide →Who Pays What at Closing When You Sell a House for Cash in Tennessee
"We pay all closing costs" does not mean you net the full offer. Here is every line on a Tennessee settlement statement, who pays it, and what you owe.
Read the guide →Can You Sell a House Before Probate Closes in Tennessee?
Usually yes. What power of sale means, when the court must approve, what happens with no will, why TN probate takes months, and what heirs can do now.
Read the guide →Cash Offer vs Listing in Tennessee: How to Run the Actual Math
A cash offer is lower than a list price, but is it lower than your net? Run commission, repairs, and carrying costs side by side on your own house first.
Read the guide →The pages people read first
How foreclosure works in Tennessee
The timeline from first missed payment to the trustee's sale, in plain English, so you know exactly how much time you have.
Read it →7 ways to stop foreclosure
Every real option, including the four that keep the house and the ones that have nothing to do with us.
Read it →Free help resources
HUD-approved counselors, legal aid, and state programs. All free, all worth calling before you sell anything.
Read it →Our buying process
What actually happens from the first call to the closing table, including how we get to a number.
Read it →Rather just ask a person?
Call or text and I'll tell you where you stand, no cost and no obligation. If the honest answer is that you should list it or call a counselor instead, that's what I'll say.
See what we'd pay →